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Welcome to Payceler API

Payceler API provides powerful tools to manage and interact with your data effectively. Whether you're creating a new project or integrating existing systems, our comprehensive API documentation will guide you through every step.

To get started, ensure that you have the necessary API keys and access permissions. Dive into the resources to optimize your workflows and leverage the full capabilities of Payceler API. Happy coding!

Welcome to the Payceler API Documentation

Payceler provides powerful API-based solutions that empower businesses to integrate and scale financial services with ease. Our platform currently supports two core products:

Endoz by Payceler – Open Banking

A secure open banking infrastructure that allows businesses to connect seamlessly to bank accounts across supported institutions. With Endoz, developers can initiate payments, retrieve financial data, and manage transactions—all through unified APIs. Our open banking service ensures access to real-time financial data, secure payment initiation, and bank-level compliance.

Disbuz by Payceler – Payout

Disbuz is our intelligent disbursement engine designed for high-volume fund transfers. Businesses can send payments in Naira and Pounds through a reliable and fast payout system. With built-in redundancy and switching between payment channels, Disbuz guarantees high uptime and success rates for mission-critical payouts.

What You Can Do with Payceler APIs

  • Initiate payouts (Naira & Pounds)

  • Access real-time account and transaction data

  • Create and manage virtual accounts

  • Integrate Open Banking functionality (Endoz)

  • Subscribe to event webhooks for real-time updates

  • Secure developer sandbox

  • Manage and monitor operations via a secure dashboard

Getting Started

To begin integrating with Payceler APIs, follow these structured steps:

Step 1: Create a Payceler Account

Start by signing up at account.payceler.apparrow-up-right. This creates your base Payceler organization account, from which you’ll manage access to various products (e.g., Disbuz and Endoz).

Step 2: Complete KYB Onboarding

After logging in, complete the Know Your Business (KYB) verification process directly from the dashboard. This includes submitting company documents and compliance information. Onboarding requirements may vary depending on your country and business type.

Step 3: Apply for Product Access

Once your KYB documents are approved, you’ll be able to request access to specific Payceler products such as Disbuz (Payout) or Endoz (Open Banking). Each product has a dedicated dashboard and environment tailored to its functionality.

Step 4: Access APIs and Start Integration

When access is granted, navigate to the respective product dashboard to generate your sandbox API keys. You can begin testing in our developer sandbox, simulate real-world scenarios, and explore the full API lifecycle—from virtual account creation to payout initiation and open banking connections.

Step 5: Move to Production

After successful testing and integration validation, simply switch to production keys via your product dashboard. For support or final review, contact support@payceler.com.

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